COWL 52: Personal Finance
University of California, Santa Cruz
Overview of the financial responsibilities that young adults take on after college. Topics include: taxes, budgeting, student loans, credit, and investing in the stock market. Ubiquitous terms, such as 401(k), are defined, and financial principles are used to develop a framework for personal financial decision-making.
Average GPA: 3.69
Grade distribution records: 7,270 students across 14 terms.
Grade distribution
| Grade | Students | Percent |
|---|---|---|
| A+ | 1,795 | 24.7% |
| A | 2,876 | 39.6% |
| A- | 767 | 10.6% |
| B+ | 371 | 5.1% |
| B | 275 | 3.8% |
| B- | 124 | 1.7% |
| C+ | 78 | 1.1% |
| C | 71 | 1.0% |
| C- | 23 | 0.3% |
| D+ | 1 | 0.0% |
| D | 28 | 0.4% |
| F | 180 | 2.5% |
| P | 405 | 5.6% |
| NP | 159 | 2.2% |
| S | 7 | 0.1% |
| U | 1 | 0.0% |
| W | 109 | 1.5% |
Based on 7,270 student grade records across 14 terms and 2 professors.
Instructors
- Patricia M Kelly 6,840 students, Average GPA 3.69
- Cliff Lord Nelson 430 students, Average GPA 3.67